{"id":2586,"date":"2026-10-14T00:48:21","date_gmt":"2026-10-13T23:48:21","guid":{"rendered":"https:\/\/boldgambler.com\/uk\/help\/uncategorized\/credit-card-ban-gambling-debit-card-only\/"},"modified":"2026-10-14T03:59:11","modified_gmt":"2026-10-14T02:59:11","slug":"credit-card-ban-gambling-debit-card-only","status":"publish","type":"ajuda","link":"https:\/\/boldgambler.com\/uk\/help\/payments\/deposits\/credit-card-ban-gambling-debit-card-only\/","title":{"rendered":"Credit card ban: why you can only use debit cards"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The <strong>credit card ban<\/strong> means you cannot use a credit card to gamble with a licensed site in Great Britain. It has applied since 14 April 2020, and it is a common reason for a card payment to fail.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-the-credit-card-ban-covers\">What the credit card ban covers<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Operators cannot accept credit cards as a payment method, and they must also make sure that e-wallets funded by a credit card cannot be used to gamble, as the Gambling Commission clarified in June 2020. A credit card stored in Apple Pay or Google Pay is declined for the same reason. The aim is to stop people gambling with borrowed money, which can quickly lead to debt, so the rule keeps you gambling with money you have.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-you-can-use-instead\">What you can use instead<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Debit cards:<\/strong> the simplest option, and accepted almost everywhere.<\/li>\n\n\n\n<li><strong>Pay by Bank and bank transfers:<\/strong> paid straight from your current account.<\/li>\n\n\n\n<li><strong>Wallets funded from a bank account or balance:<\/strong> such as PayPal, once the funding source is changed.<\/li>\n\n\n\n<li><strong>Prepaid options:<\/strong> offered by some operators.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A true debit or prepaid card works, while a card that borrows money does not. If it borrows, it is blocked.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-a-deposit-may-be-declined\">Why a deposit may be declined<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Check that the card is really a debit card, because some cards from credit providers are credit products. Look at the funding source in your wallet, and check that your bank has not applied its own gambling block. Banks can also decline a payment as a security precaution, so approve it in your banking app if prompted. If nothing explains it, try another accepted method or contact support with the exact message.<\/p>\n\n\n\n<div class=\"faq-section\">\n    <h3 class=\"faq-title\"><span>\u2753<\/span> Frequently Asked Questions<\/h3>\n\n    <details class=\"faq-item\">\n        <summary><h4>Why was the ban introduced?<\/h4><\/summary>\n        <div class=\"faq-answer\">\n            To stop people gambling with <strong>borrowed money<\/strong>, which can quickly lead to debt. It aims to keep your betting inside what you can afford, not what you owe.\n        <\/div>\n    <\/details>\n\n    <details class=\"faq-item\">\n        <summary><h4>Can I use a credit card through PayPal?<\/h4><\/summary>\n        <div class=\"faq-answer\">\n            No, because wallets funded by a credit card are covered too. <strong>Fund the wallet from your bank<\/strong> or from your balance, and the payment can go through.\n        <\/div>\n    <\/details>\n\n    <details class=\"faq-item\">\n        <summary><h4>Does a prepaid or debit card from a credit provider work?<\/h4><\/summary>\n        <div class=\"faq-answer\">\n            A true debit or prepaid card works. A card that borrows money, such as a credit card, does not, so <strong>check the card type<\/strong> with your provider if a payment keeps failing.\n        <\/div>\n    <\/details>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>The credit card ban means you cannot use a credit card to gamble with a licensed site in Great Britain. It has applied since 14 April 2020, and it is a common reason for a card payment to fail. What the credit card ban covers Operators cannot accept credit cards as a payment method, and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2631,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"cat_ajuda":[94],"hub_relacionado":[],"class_list":["post-2586","ajuda","type-ajuda","status-publish","has-post-thumbnail","hentry","cat_ajuda-deposits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit card ban: why you can only use debit cards<\/title>\n<meta name=\"description\" content=\"The credit card ban means licensed betting sites cannot take credit cards. 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